Block of Flats

Choose the way you want to do business with our products:

  • Access our “broker only” multi-product system;
  • Put our products onto your system;
  • Enter into delegated underwriting authority arrangements;
  • Place whole portfolio transfers with us.

For Risks

  • Which are either purpose built blocks or conversions
  • Which are owned by residents associations
  • Which are managed by management companies

Key Benefits

  • ‘A’ rated capacity
  • Competitive rates, giving you the edge on other brokers
  • On our system or yours
  • For both new and existing schemes
  • Minimum premium £250 + IPT

What is Covered

A total sum insured of up to £10M one location for purpose built flats (and £5M for converted properties)
Communal Contents
£10,000 (increase available)
Trace & Access
£2,500 any one loss and £25,000 in any one period of insurance
Replacement Locks
Emergency Access/Landscape Gardens
Automatic Day One inflation uplift
Loss of Rental Income/Alternative Accommodation
Up to 30%

Property Owners Liability
Employers Liability

Standard Policy Excess

Property :£100*
Rent/AA :£100
Glass :£100
POL :£100
Subsidence :£1,000

*Variable excesses available.