Choose the way you want to do business with our products:

  • Access our “broker only” multi-product system;
  • Put our products onto your system;
  • Enter into delegated underwriting authority arrangements;
  • Place whole portfolio transfers with us.

For Risks

+ With business activities including: catering, retail, hotel and public houses, hair and beauty

Key Benefits

+ ‘A’ rated capacity
+ Competitive rates, giving you the edge on other brokers
+ On our system or yours
+ For both new and existing schemes
+ Minimum premium £400 + IPT


For more information on obtaining a quote please contact Steve Lewzey :

01732 783575
steve.lewzey@aro-underwriting.com

What's covered?

Stock including Target Stock Contents, Fixtures & Fittings
Material Damage
Business Interruption
Glass Breakage
Money
Frozen Foods
Property in Transit
Employers Liability
£10,000,000
Public Liability
£2,000,000 (£5,000,000 optional)
Products Liability
2,000,000 (£5,000,000 optional)

Optional Cover

Buildings & Tenants Improvements
Loss of Licence
Theft by Employee
Business Machinery All Risks
Terrorism

Standard Policy Excesses

MD / BI: £250
Money / Frozen Foods: £100
GIT:£250
Glass :£250
All Risks: £250
PL/Prods TPPD & TPBI: £250
Subsidence: £1,000
Minimum Premium: £400 plus ipt