Blocks of Flats
Available under our Aro brand:

Underwritten by Allied World, this is an Aro original product which targets small build blocks or conversions which are owned by residents associations or managed by management companies.
For risks:
- Which are either purpose built blocks or conversions
- Which are comprised of up to 10 flats
- Which are 5 stories
- Which are managed by Residents Associations, Residents Management Companies, RTM Companies and Freeholders
Key Benefits
- Backed by ‘A’ rated capacity
Acceptable Property Types
- Purpose Built Flats with concrete floors
- Purpose Built flats with timber floors
- Converted Building
Varying occupancies accepted to include
- All owner occupied
- Part owner occupied/part tenanted (let out)
- All tenanted (let out) where Insured is the Freeholder of the building
- Listed Buildings accepted (Grade 2)
- Up to 25% of the flats unoccupied with full cover
What is Covered
Buildings Sum Insured
- Minimum Declared Value £200,000
- Minimum Declared Value £1,100,000
- Maximum number of flats – 10
- Maximum number of storeys incl. basement - 5
- Communal Contents: £10,000 covered as standard, optional increase to £50,000
- 25% Day One Uplift on Declared Value
- Loss of Rent/Alternative Accommodate: 30% Sum Insured, 24 months
- POL: £2,000,000 or optional £5,000,000
Minimum Premiums
- £350 + IPT + £25 fee
- Temporary Accommodation/Loss of rent up to 30% of Sum Insured, as standard, with 24 months indemnity period
Optional Cover
- Optional Accidental Damage cover