Tradesman

Available under our ARO brand:

Underwritten by Allied World, this product targets a wide range of eligible manual and non-manual trades and professions.

For Risks

  • With turnovers of up to £1,000,000 per annum
  • Up to 10 employees
  • Wide range of eligible trades & professions
  • Minimum 1 year experience in the Trade or Profession

Key Benefits

We offer Tradesman Cover for:

  • Wide range of eligible manual and clercial trades and professions
  • Per-capita rating basis
  • Backed by ‘A’ rated capacity
  • Optional Covers: Employers Liability & Tools
  • No overnight time contraints for Tools kept in a vehicle

What is Covered

  • Risks with a Turnover of up to £1million per annum
  • Up to 10 employees
  • Public Liability Limits of £1m, £2m & £5m
  • Heat Work away up to a maximum of 25% of Turnover
  • BFSC payments up to a maximum of 25% Turnover
  • Height Work up to a maximum 15 metres
  • Depth work up to a maximum 2 metres

Minimum Premiums

  • £50.00 + IPT (PL only)

Optional Cover

  • Employers Liability
  • Tools

Standard Policy Excess

  • Third Party Property Damage £250
  • Tools £250