URGENT COVID Claims
Covid-19 is causing wide-scale global disruption and has the potential to cause significant business interruption losses to our customers. During these unsettling times, we understand that you want to know if and how your insurance cover will respond.
Our policies are not designed with global pandemics in mind and will not usually respond to claims for the resulting business interruption loss.
However, you may be able to claim under your Compulsory Closure extension (included as standard) in circumstances where:
- Covid-19 (a notifiable disease) is discovered at your premises; and
- As a result, your premises are closed by the order of a public body authorised to prevent or restrict access.
In line with the general approach of the insurance market, your policy will not respond to any losses resulting from:
- The blanket closure or restriction of access to premises for public health reasons. This will include the recent measures taken by the UK government to prevent the spread of Covid-19; or
- The wider economic effects of the global pandemic.
If you would like to make a claim, or are unsure as to whether your circumstances qualify for cover, please do not hesitate to contact the broker through which you purchased the policy.